Home Buying Checklist - Attributes to Look for When Purchasing a Home
Hudson Valley, NY

Attributes to Look for When Purchasing a Home
1. Location
- Neighborhood Quality – Safety, cleanliness, and overall desirability.
- School District – Even if you don’t have kids, good schools improve property values.
- Commute & Transportation – Proximity to work, highways, public transit, and airports.
- Amenities – Nearby parks, restaurants, shopping centers, and entertainment.
- Future Development – Planned projects that may impact property value.
2. Property Features
- Size & Layout – Square footage, number of bedrooms, bathrooms, and overall floor plan.
- Lot Size & Orientation – Yard space, privacy, sun exposure, and potential for future improvements.
- Construction Quality – Materials used, durability, and craftsmanship.
- Age of the Home – Older homes may need updates, while newer homes may have warranties.
- Storage Space – Closets, basement, attic, and garage storage.
- Energy Efficiency – Insulation, windows, appliances, and HVAC efficiency.
3. Structural & Mechanical Systems
- Foundation & Roof – Check for cracks, leaks, or signs of wear.
- Plumbing & Electrical – Water pressure, pipe condition, and electrical capacity.
- HVAC System – Age, efficiency, and maintenance history of heating and cooling systems.
4. Condition & Maintenance
- Recent Upgrades/Renovations – Kitchens, bathrooms, flooring, or major systems.
- Deferred Maintenance – Signs of neglect that could lead to costly repairs.
- Pest & Mold Inspection – Look for termites, rodents, mold, or water damage.
5. Financial Considerations
- Price & Affordability – Fits within budget and aligns with market value.
- Property Taxes – Rates vary by location and affect monthly costs.
- Homeowners Association (HOA) Fees – Applicable in some neighborhoods with rules and extra costs.
- Insurance Costs – Based on location, structure, and flood zones.
- Resale Value – Consider long-term appreciation potential.
6. Legal & Zoning Factors
- Zoning Restrictions – Check for limitations on home modifications or land use.
- Title & Ownership – Ensure no liens or legal disputes exist.
- Easements & Encroachments – Understand any shared property rights or restrictions.
7. Lifestyle & Personal Preferences
- Noise Levels – Traffic, neighbors, and nearby businesses.
- Natural Light & Views – Windows, orientation, and scenic surroundings.
- Home Office or Flex Space – If remote work or hobbies require extra room.
- Smart Home Features – Security systems, automation, and connectivity options.
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